Dr Maria Knobel

What Travel Insurers Actually Need When You Cancel a Holiday on Medical Grounds

A doctor's letter and a travel cancellation certificate are not the same thing. Here's the difference — and why it matters when a claim gets rejected. Every year, thousands of UK travellers cancel holidays due to illness and discover, at the worst possible moment, that their travel

What Makes a Medical Certificate Legally Valid in the UK?

The regulatory framework behind UK medical certificates — GMC registration, clinical governance, and what employers are legally required to accept. Medical certificates are one of those documents that everyone encounters at some point, but few people understand from a regulatory standpoint. When your employer asks for a sick note, or an